Résumé
Through a series of case studies you are invited to meet, and learn firsthand from, the people and teams that have delivered a number of very different innovations successfully across a diverse group of banks; big and small, long established and brand new, from the east and west!
Banks featured include: Bank of America, BBVA, Citi, Credit Agricole, Danske Bank, Deutsche Bank, ING, J.P. Morgan, Lloyds Bank, Metro Bank, N26, National Australia Bank, Royal Bank of Canada, Santander, Standard Chartered and Swedbank.
This book will equip you with ideas, tools and actionable hands-on advice. You will discover the untold stories about how these banks delivered new solutions to consumers and businesses, products as well as services, across the spectrum of buy, build and partner.
Here are some of the innovation challenges you can overcome by learning from those that already did:
Working around legacy systems
Limited tech resources and budget
Secure budget and buy-in from the exec team
Creating a culture that embrace innovation
Compete with fintechs and big tech for new talent
Validating actual customer demand
Increasing speed to market whilst satisfying risk and compliance
Retain control when partnering with third parties
Making the right priorities
When to shut something down
Once you have bought this book you can register on www.howbanksinnovate.com to access more in-depth material from all of the banks featured, full-length interviews and videos.Foreword
Introduction
PART ONE: Buy
Chapter 1: Investing from Bbalance Ssheet - Lloyds Banking Group
Chapter 2: Invest Tthrough a Sseparate Ffund - BBVA
Chapter 3: Acquisition - Metro
Chapter 4: Acquisition - J.P. Morgan
PART TWO: Build
Chapter 5: Incubate Ideas - Credit Agricole
Chapter 6: Incubating Ideas - National Australia Bank
Chapter 7: Building Iin-house, Mmanaging Iin-house - Citi
Chapter 8: Building Iin-house, Mmanaging Iin-house - Bank of America
Chapter 9: Building Iin-house, Sspin-out - ING
Chapter 10: Building Iin-house, Sspinning Oout - Santander
PART THREE: Partner
Chapter 11: Partnering with Fintechs - Deutsche Bank
Chapter 12: Partnering with Fintechs - Danske Bank
Chapter 13: Collaborate - Swedbank
Chapter 14: Collaboration with Oother Ccompanies - Standard Chartered
PART FOUR: BONUS: Ways of working
Chapter 15: Ways of Working - N26
Chapter 16: Ways of Working - Royal Bank of Canada
Index