Credit Hell

How to dig out of debt

Howard S. Dvorkin

218 pages, parution le 08/08/2005

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Résumé

Each year, millions of Americans sink further into debt and the sad truth is that most Americans have been conditioned to believe that debt is a normal part of life. If credit problems are adversely affecting your life, there are ways to improve your financial situation, and Credit Hell: How to Dig Out of Debt can show you how.

Written by Howard S. Dvorkin-a nationally known expert in the debt counseling field-Credit Hell walks you through the "getting-out-of-debt" process from assessing the state of your finances and developing a budget, to negotiating with your creditors, consolidating your debts, and rebuilding your finances after your money troubles are over. Filled with in-depth insights and practical advice, this user-friendly guide:

Shows you how to deal with important debts like your mortgage, car loans, and taxes owed to the IRS
Discusses why having a good credit history and a high credit score is important; how to order your credit report from each of the three national credit reporting agencies; and what you can do to improve your score and correct problems in your credit records
Educates you about important laws that can protect you when applying for credit, using credit, or if a debt collector is hounding you
Explains when filing for bankruptcy is your best option and provides you with an overview of the process

If you want to dig yourself out of debt and stay out of debt in the future, pick up Credit Hell and discover the best way to regain control of your financial life.

Sommaire

Chapter ONE: Assessing the State of Your Finances
Chapter TWO: What to Do about Your Debts
Chapter THREE: Debts That Deserve Special Attention
Chapter FOUR: Using Credit Responsibly
Chapter FIVE: Credit Reporting Agencies, Credit Reports, and Credit Scores
Chapter SIX: Rebuilding Your Credit History and Your Financial Future
Chapter SEVEN: Your Money Rights
Appendix A: Budgeting Worksheet
Appendix B: Your Household Budget
Appendix C: Helpful Resources
Appendix D: About Consolidated Credit Counseling Services, Inc

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Caractéristiques techniques

	PAPIER
Éditeur(s)	Wiley
Auteur(s)	Howard S. Dvorkin
Parution	08/08/2005
Nb. de pages	218
Format	15,5 x 22,5
Couverture	Broché
Poids	280g
Intérieur	Noir et Blanc
EAN13	9780471737537
ISBN13	978-0-471-73753-7