Management of Banking
S. Scott MacDonald, Timothy W. Koch
Résumé
The concept of risk management serves as the unifying theme. A bank's asset and liability management committee (ALCO) or risk management committee is responsible for the overall financial planning and management of the bank's profitability and risk profile. The book emphasizes how managers can develop and implement strategies to maximize stockholders' wealth by balancing the trade-off between banking risks and returns. One of the book's primary purposes is to explain how market risk (interest rate risk, equity price risk, and foreign exchange rate risk), liquidity risk, credit risk, capital/solvency risk and operational risk are measured and how decisions to alter a bank's risk profile affects profitability and growth opportunities. The book demonstrates how risk management decisions in different areas affect each other and the overall profitability and risk of the institution.
Features
- Updated use of UBPR data and analysis: Discussion of the Uniform Bank Performance Report, created by the FDIC, has been expanded and includes discussion of the different ratios.Cash flow analysis in lending: Expanded discussion reflects new emphasis.Discussion of hedge accounting under FAS 133: Its implications for financial services companies are discussed along with hedge criteria, risk exposure, and the accounting standards.Revised discussion of interest rate futures, forwards and swaps as risk management tools.Added cases: Bank Performance Analysis, Commercial Lending, Consumer Lending, Liquidity Analysis, Project Finance and Managing a Bank's Investment Portfolio, reflect current issues.Expanded Excel Template for Student Use: Credit and Cash Flow Analysis and Bank Performance Analysis allow students to learn from doing.Management Tools Included: Early, integrated coverage of management tools, including asset/liability management strategies, GAP & EVE analysis and the use of off-balance sheet instruments such as futures, forwards and swaps, serves as an analytical tool for managing interest rate risks.
L'auteur - S. Scott MacDonald
S. Scott MacDonald. S. Scott MacDonald is president and CEO, Southwestern Graduate School of Banking (SWGSB) Foundation; director, Assemblies for Bank Directors; and Adjunct Professor, Cox School of Business, Southern Methodist University. He received his B.A. degree in economics from the University of Alabama and his Ph.D. from Texas A&M University. Dr. MacDonald joined the Southern Methodist University faculty as a visiting professor of Finance in 1997. He was chosen to take over as director of the SWGSB Foundation in 1998. Prior to joining SMU, he was an associate professor of Finance and director of the School of Applied Banking at Texas Tech University. He also served as assistant director of Business and Financial Analysis at RRC Inc., a research consulting firm, before joining the Texas Tech faculty. The recipient of numerous teaching and research awards, Dr. MacDonald is a frequent speaker and consultant to banks, banker associations, banking schools and other professional programs throughout the United States. He has served as an expert resource witness before the Texas State Senate and the FDIC. He has served as Chairman of the Board of Directors, Texas Tech Federal Credit Union and as an advisory board member of the Independent Bankers Association of Texas, Education Council. Dr. MacDonald is the author of many articles in journals such as the Journal of Financial Economics, The Journal of Business, The Journal of Futures Markets, The Review of Futures Markets, Quarterly Journal of Business and Economics, and the Journal of Money, Credit and Banking. He is also the author of curriculum materials for the Independent Bankers Association, The Assemblies for Bank Directors, and other professional banking programs.
L'auteur - Timothy W. Koch
Timothy W. Koch. Tim Koch holds the South Carolina Bankers Association Chair of Banking and is Professor of Finance at the Moore School of Business, University of South Carolina. He has written extensively on bank management topics, the pricing of fixed-income securities and derivatives, and the performance of financial services companies. He has published articles in the Journal of Finance, Journal of Money, Credit, and Banking, Journal of Financial & Quantitative Analysis, Journal of Banking & Finance, National Tax Journal, Journal of Futures Markets, and many others. Professor Koch has taught at the nation's leading graduate schools of banking, including Stonier, GSB at LSU, GSB at Wisconsin, the Southwestern Graduate School of Banking, the Pacific Coast Banking School, and the Graduate School of Banking at Colorado, where he currently serves as President.
Sommaire
- Overview of the banking industry and regulation
- Evaluating bank performance
- Managing interest rate risk
- Managing the cost of funds, bank capital, and liquidity
- Extending credit to businesses and individuals
- Managing the investment portfolio and special topics
Caractéristiques techniques
| PAPIER | |
| Éditeur(s) | Thomson |
| Auteur(s) | S. Scott MacDonald, Timothy W. Koch |
| Parution | 29/11/2005 |
| Édition | 6eme édition |
| Nb. de pages | 575 |
| Format | 20,5 x 25,5 |
| Couverture | Broché |
| Poids | 1015g |
| Intérieur | Quadri |
| EAN13 | 9780324405880 |
| ISBN13 | 978-0-324-40588-0 |
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